The Employees Provident Fund announced a 6.15% dividend for 2025, with equities driving returns amid a total distributable income of RM82.7 billion.
PETALING JAYA: The Employees Provident Fund (EPF) announced a 6.15% dividend for 2025, slightly lower than last year’s 6.3%, for both conventional and shariah savings accounts, with total payouts of RM79.6 billion.
Its CEO Ahmad Zulqarnain Onn said EPF recorded a total distributable income of RM82.7 billion for the financial year ended Dec 31, 2025, marking a 9.5% increase from RM75.5 billion in 2024.
He said the fund’s investment assets expanded to RM1.41 trillion, up 12.8% from RM1.25 trillion previously, supported by portfolio income and net contributions amounting to RM66.5 billion.
“Equities remained the main driver of returns in 2025, contributing RM50.7 billion, or 64% of total investment income, surpassing the RM49.9 billion recorded in 2024.
“However, overall returns on investment (RoI) eased to 7.9% amid global market volatility and softer domestic market conditions.
“Private equity, which accounts for about 8% of equity holdings, delivered a stronger RoI of 10.5%,” he said when announcing the 2025 EPF dividends yesterday.
Ahmad Zulqarnain said fixed income instruments, largely Malaysian government securities, generated RM26.3 billion, representing 33% of total investment income, with an RoI of 4.3%.
He said declining yields during the year enabled fund managers to realise capital gains prudently while positioning the portfolio for sustainable future returns.
“The real estate and infrastructure segment recorded RM1.6 billion in income with a 4.8% RoI on a constant currency basis, while money market instruments contributed RM600 million, posting a 1.6% RoI. Performance for some assets was affected by foreign exchange translation as the ringgit strengthened against the US dollar.”
Ahmad Zulqarnain also said the total gross investment income stood at RM79.2 billion, including unrealised mark-to-market gains and losses arising mainly from currency movements.
